Heck, what about discounts for people who live healthy and can prove it?
Several years ago, I was shopping around for a health insurance policy. While explaining the coverage the agent told me about the alcoholism benefit. I could get 30 days inpatient treatment if I was an alcoholic. I asked to have that coverage removed since there was no chance I would ever need it. The company said they couldn't do it because the insurance commission required them to make this coverage a part of every health policy.
How do you prove it?
Discounts???
What about just visiting a doctor when you're sick instead of wearing out his waiting room everytime a new disease hits the headlines?