Bad things HAVE happened to me, usually because of bad choices I made. How I've chosen to react to those consequences, however, always has determined the outcome.
Even if I HAD made a bad choice resulting in getting pregnant outside of marriage, for instance, I could have reacted to the consequnce of a bad choice by making a choice to give the child up for adoption.
If I get the door of a brand new car dinged in a parking lot or if I die in a plane crash, I CHOSE to park where I did and I CHOSE to get on that plane.
And if you ever have to get a job, it will be your own fault.