Its not what I WANT to do...it is how our society is at present.It is reality. If you don't like it, change those laws.
You take a risk and end up injured for life. We all pay taxes to take care of you...no individual insurance will cover that care for the rest of your life.
Now, if you want a brain damaged person who drove his cycle without a helmet to be out on the street..no benefits, no medical care...well, then you've got "freedom". Oh, and that is not socialism.
I don't follow the rest of your post, but completely agree with the above quote.
And will add, this law was brought about through deception. And being deceived is never acceptable.