I'd like to add:
If the congress would pass the tort reform the Pres has been trying to get through for some time, junk lawsuits would go down, so then would (should) the cost of medical insurance, and some of the cost of healthcare. IMHO it could also be reduced if we the taxpayers weren't paying for so many illegals' helhcare (especially since they primarily use a high-cost ER instead of going to a clinic).
Some tort reform was passed. It prevented attornies filing class action suits from court shopping. These cases now go to federal court.