[x5452]

Yes what we need is more complex calculations more invassive surveys, and to count everything including the XBox360 as savings.

[Toddsterpatriot]

You'll have to show me where it added XBox 360s. LOL!!

You're as good at reading as you are at accounting.

[libstripper]

Ther's absolutely nothing wrong with counting 401(k) contributions and home equity payments as savings, since that's exactly what they are. Indeed, those two payments probably amount to most of the saving the average person does. Since 401(k) payments alone can easlily equal 10% of an individual's pre-tax income, that's a lot of savings.