So you'd agree that when planning on's financial future that regarding the car as more or less a wash financially is better than carefully calculating it's apparent value?
Personally I think it's distracting to the point to get into assets with as little and declining value.
Depending on one's home, and the finances involved I'd say the same can apply to a live-in home, although there is certainly more ability to examine that balance sheet to see if it's a positive or negative.
That is my objection to counting these sorts of assets as 'savings'.
Looking at American's debts without taking into account American's assets is just plain stupid.