[wouldntbprudent]

That is a tough situation and certainly bankruptcy could be appropriate.

Are you sure she is required to inform employers of her disability? I thought it was unlawful under the ADA for employers to inquire unless the job has specific physical tasks that you need to be able to accomplish.

[JABBERBONK]

My guess is when you are signed up for employee provided or subsidized medical insurance, the law requires you to list any pre existing conditions, if you fail to do so your not covered for said condition.