Thanks for the tips. Next month we plan to get a month ahead on the big CC payment because as I told me wife if anything happened that caused us to be late the interest would go sky high. I will also call them all and ask for lower rates.
Remember too, if you set up automatic payments - your payment is a CONSTANT amount - helping you knock down that balance quicker than if you just pay the minimum. I would suggest another tip - pay an extra 10% more per payment on the card with the HIGHEST interest until the balance is paid, then move that monthly payment amount to the next highest interest debt.
Also, if you've an opportunity to moonlight, receive extra income, or bonuses, put at least 10% of those amounts on the higher interest debts FIRST.
Regards....