Your minimums should double.
Most minimums are set so that the principal can never be paid off.
Rule: NEVER pay minimum.
Rule 2: Pay off the card every month. It is a debt, not a friendly convenience center.
We had turned the corner and stopped charging.
Every present under our tree was paid for with cash and we cut all the cards up last month.
Never again, ever. I will pay these bastards off and never let the minto my pocket again.