Wow, youve gotten hammered hard lately and right at Christmas time too.
Im very sorry to hear that. Maybe my situation isnt so bad afterall. So what if you default on the cards? What can they do about it in OK other than send your phone number to the collection agencies and ruin your credit?
That used to be about all they could do in Tx I think, although im sure they have lobbied hard to be able to repo your soul.
They probably can't do much. The thing is it is our debt so we feel defaulting will be immoral. They have been pretty good about not harrassing us once we explained our situation. I am working on seeing what I can do to get them to reduce the interest rates.