I will be too within 4 yrs, it must be a great feeling and Im looking very forward to it. My kids will be taught to understand their money better for sure.
You know its funny how before I ever owned a CC somehow we always made it to payday without them.
Credit cards are all about encouring bad financial judgements on the part of the customer, and arranging it so those bad judgements inure to the benefit of the lender. There's only one way for the customer to truly "win" in that sort of arrangement and that's not to be involved at all!