For any thinking, reasoning being... there are always options other than initiating force, fraud, or theft.
You also leave out restitution for involuntary trespasses. If I fall off a balcony, and save myself by landing on your balcony. I owe you rent and damages for however long I was on your property without your consent. Ethically, I would demand to pay the restitution to balance the score. Ethically, you could not refuse to accept it.
Same would go if I was crossing the desert and came upon your well. I would owe you restitution for taking your water. Trade can be worked out and ethical parties on both sides would be able to reach a commodation. In fact, lucrative trade businesses could arise from providing such services to those in need.
As I said, it isn't a failure of the philosophy. It's a failure to apply it correctly.
you are not taking into account exigent immediate need and human intransigence. I will put it in the starkest terms possible.
Bob has food and an uncharitable miserly nature.
Jim has a dire immediate need of food... and has a gun.
Bob refuses to part with food for payment or promise of payment.
Jim blows Bob's head off and eats.
I can't blame Jim - he did what he needed to do to survive.
For any thinking, reasoning being... there are always options other than initiating force, fraud, or theft.
ah... no, not really. usually, yes. but not always.