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"We have hundreds of 100-foot tall 3-foot diameter trees here."

Well, I guess everything's bigger in Alabama. It's hard to find a west-side Houson subdivision with "hundreds of 100-foot tall 3-foot diameter trees." It is prairie and bottom land. Further, since 90% of those houses went in after WWII as planned subdivisions (and probably 50% were built after 1980) the trees have not had a chance to get monsterously tall. In fact, since most developers used ash and other fast-growing, short-lived trees, many of these subdivisions are seeing the second generation of trees getting planted.

You might have a point. In 2100. I'll be dead by then.

Yes we have trees here (They come in handy when you need shade) and, because we have them, we have a healthy respect for what can happen when one falls on a house. Right now Rita is passing through here and those trees are swaying a bit in guesstimated 25+ MPH wind gusts.
No big deal, there will probably only be a few hundred small limbs on the ground in my neighborhood tomorrow morning.

If you are not in danger from flying debris then okay. But at least keep in mind that, according to some of the people describing what happened to them, a considerable amount of damage in east TX and SW LA was caused by flying debris. Included in that was a big window in one of the emergency operations centers that was hit by a flying Entergy sign.