Ours was uped 10,000. Our policy goes up a little each year. I went and got that flood insurance the day after Emily came in. There was a 30 day waiting period. A month later I still had not received a policy so I called. For some reason it wasn't sent in but I had my receipt. I was told not to worry because even though my offical coverage begins 9/12/05 if something should happen in the mean time, that State Farm would cover me. That was nice but I'm sure glad I haven't had to put them to the test.
I am glad to hear you got flood insurance. Have had that since buying this place. I'm just reeling at $130K increase in 12 months - and that's just the homeowners policy. Haven't increased the flood coverage. Would prolly have to sell the house to cover a flood policy increase...