[misharu]

I could be wrong, but I have a gut feeling that the fires are being deliberately set. Anyone else think that?

[mommya]

Does insurance cover a fire after a flood? How could they prove how much dameage was there before the fire?

[toldyou]

"I could be wrong, but I have a gut feeling that the fires are being deliberately set. Anyone else think that?"

I had the same thought.