I don't know how some of these smaller towns will come back. Everything within 3-6 blocks of the ocean (maybe more in some areas), is completely gone. Municipal buildings, churches, schools, everything will need to be rebuilt. I don't think I'd be willing to take that risk to rebuild... especially in the current hurricane maxima we are in.
What about all the vacation homes on the AL coast? Some of those were in bubble conditions, doubling from last year...