I had a policy with NASE 20 years ago and it sounded like a good deal on the rates although I was never sick so never tested their claims policy, but then after a couple of years they were sending out erroneous information on which kind of insurance I had with them, and I could never get a human being to talk, to so I dropped them. I wonder if they have gotten better since then.
They have agents(real live human beings LOL) who represent the insurance company.
I'm just now getting reacquainted with NASE.