See, your are only looking at the mandatory aspects of the plan. Even now, more than 80% of folks have, through there own sense of personal responsibility or by way of employment, have elective health insurance. To say that mandatory insurance will cause these people to choose a poorer plan possibly, is nonsense. Instead of calling it mandatory insurance, call it, mandatory participation. Under Mitt's plan apparently, one, if they have any means, must participate in the society of those financially and socially responsible.