Something definitely needs to be done. Look at these numbers, and they will only grow, because people don't have an incentive to pay for insurance for themselves.
Perhaps indentured servitude would give them the needed incentive.
"Nationally more than $43 billion will be spent on charity care this year and $60 billion in 2010. "
http://www.mlive.com/news/statewide/index.ssf?/base/news-5/111823800037300.xml
Here's a unique concept.
People pay for their own health insurance.
You know, sorta like, people paying for car insurance, home insurance, life insurance, renter insurance, short term or long term disability insurance...etc.
I know. Radical concept in today's socialistic USA.