Who are the 44 million uninsured?

Bingo, there is a lot of areas the Republicans should start paying attention. We can't always depend on the Demos to put up idiots for public office. And look how close Kerry got!
(And I don't really have a clue how to control health cost without rationing)

Where to you live that health insurance cost sooo little?

Ours cost us 683/mo to cover both of us with 5200/yrly deductible.

Our Directv cost is only 56/mo.

http://biz.yahoo.com/ibd/050428/issues.html?.v=1

Another place, similar article. Points the fact that most uninsured are illegal aliens and their children.

I'd like to know also. When my husband was laid off, Cobra plan was more than $1,000.00 per month for our family.

The joke is that that was $1,000.00 and unemployment only paid $900.00 per month.

Those were some scary times.

Look into Assurant Health. Ours cover my husband and myself at 687/mo.. with 5200/yr deductible and up to 8Mil major medical.

That's an interesting story. I wonder why the mother didn't sign her daughter up for the government contractor's health insurance after she was diagnosed? As far as I'm aware, employer offered insurance isn't restricted by pre-existing conditions. (or maybe that's only applicable to the worker)

I wonder how much funding the democrats get from insurance companys..
If the Insurance Companys ever had an advocate in Cogress it would be the democrats.. Who would really like to nationalize the insurance companys and make insurance a job of the federal government anyway.. Socialism on crack.. like in Canada.. and URP..

The Insurance companys are parasites on the economy and the federal government(democrat wise) is JEALOUS... Since the insurance companys own most everything in the U.S. needless to say the democrat politicians are jealous..

Where do you guys get this stuff from? The insurance tables for 20-30 yos? If you are in your 50s and have a medical condition insurance can cost 1200 bucks a month, and even more, I know because that is what my insurance would cost If I could pay for it, I can't so I don't have any.

You're correct. Late last year, my mother became quite ill. She'd been working and had had insurance until last summer, but her employer took her off the schedule for two weeks (mix-up) and she lost it. They said that she had to start over and wait another 6 months for her insurance to kick in again. Then she became ill. The situation got worse and worse (she lost 40 pounds in that time) and finally she collapsed. She found a doctor who was willing to accept payments of $1 a month, but the problems came with the tests. She needed an abdominal MRI, blood tests, colonoscopy, gastroscopy, liver biopsy, etc. She finally came down here and my husband and I took her in. Less than a week after she got here she ended up in the hospital for almost another week. Nearly died. Right now, we're still in the diagnostic phase.

But there is *NO WAY* she could qualify for affordable insurance right now and she cannot collect disability until she gets a confirmed diagnosis. We're still hoping that this is something that can be FIXED so she can get back to work.

Now we have another situation. My son is a Type 1 diabetic. He's covered by our insurance until he's 23 (as long as he's in college full time), but after that, he's on his own. From what I hear from the other parents of diabetics, this will be a BIG problem. We're not just taking about an expensive plan, we're talking about even finding a plan that will accept him. Not good.

I, too, am against a socialist solution, but I can't think of ANY solution that doesn't require intervention by the government. I'd love another way.

I sell health insurance.

Hey! Do have any suggestions about what to do with a 20 year old type 1 diabetic??

view>source>

Fish Oils and Diabetes

Summaries of the latest research concerning fish oils and diabetes

Fish oils benefit women with diabetes
BOSTON, MASSACHUSETTS. Several studies have found a clear inverse association between the consumption of fish and fish oils and the risk of coronary heart disease (CHD) and sudden cardiac death. However, it is not known whether this protective effect extends to diabetes patients. Researchers at the Harvard Medical School have just concluded a study to examine this. Their study included 5103 female nurses with diabetes, but free of cardiovascular disease and cancer at entry. Between 1980 and 1996 there were 362 cases of CHD (7.1%) and 468 deaths from all causes in the study group (9.2%). The causes of death were CHD or stroke – 161, cancer – 172, and other causes – 135.

Study participants completed detailed food frequency questionnaires in 1980, 1984, 1986, 1990 and 1994. The researchers noted a strong correlation between the risk of CHD and fish intake. Women who consumed fish once a week had a 40% lower risk of CHD than did women who consumed fish less than once per month. Eating fish 5 times per week reduced CHD risk by 64% and overall mortality by 52%. Only dark-meat fish (mackerel, salmon, sardines, bluefish, and swordfish) and shrimp, lobster and scallops showed a beneficial effect. The researchers also calculated the amount of fish oils (eicosapentaenoic acid and docosahexaenoic acid) obtained from the diet and found that study participants with an average intake of just 250 mg/day had a 31% reduction in CHD and a 37% reduction in death from all causes compared to participants with a low (40 mg or less) daily intake. The researchers note that fish oil supplementation does not impair glycemic control and suggest that regular fish consumption should be considered as an integral part of a healthy diet for the management of diabetes.
Hu, Frank B., et al. Fish and long-chain omega-3 fatty acid intake and risk of coronary heart disease and total mortality in diabetic women. Circulation, Vol. 107, April 15, 2003, pp. 1852-57
Grundy, Scott M. N-3 fatty acids: priority for post-myocardial infarction clinical trials. Circulation, Vol. 107, April 15, 2003, pp. 1834-36 (editorial)

Editor's comment: Swordfish, bluefish and king mackerel have high levels of mercury or methyl mercury and should not be eaten regularly, if at all.

Fish oil supplementation is safe for diabetics
PARIS, FRANCE. People suffering from type II diabetes often have high blood levels of triglycerides and are therefore prone to coronary heart disease. Fish oils are known to be effective in lowering triglyceride levels, but concern has been expressed that they may also increase low-density lipoprotein (LDL) levels and be deleterious to glucose control.

Medical researchers at the Hotel-Dieu hospital now report the results of a study designed to investigate these concerns. The study involved 10 men with type II diabetes (average age of 54 years). The men were randomized into two groups in the double-blind crossover study. Group 1 supplemented with 6 grams/day of fish oils (containing 320 mg of eicosapentaenoic acid [EPA] and 215 mg of docosahexaenoic acid [DHA]) for two months while group 2 supplemented with 6 grams/day of sunflower oil (containing 65% linoleic acid). At the end of the two months all participants went through a 2-month wash-out period and group 1 was then assigned to supplement with sunflower oil while group 2 was given fish oil supplements. All participants maintained their regular diet (55% carbohydrates, 15% protein, and 30% fat) and continued with their medications throughout the study except for cholesterol-lowering drugs which were discontinued 2 months before the start of the trial.

The researchers noted a considerable increase in both EPA and DHA content in blood plasma phospholipids and in red blood cell membranes after two months on the fish oil supplements. Triglyceride levels and the level of plasma lipoprotein(a) were both significantly lowered following fish oil supplementation. No adverse effects on glucose control were observed; there was a small increase in the LDL level, but this was compensated for by a similar increase in the HDL (high-density lipoprotein) level so that the important LDL/HDL ratio remained unchanged. The researchers conclude that fish oil supplementation is effective in lowering triglyceride levels in type II diabetics and has not adverse effects on glycemic control or overall cholesterol levels.
Luo, Jing, et al. Moderate intake of n-3 fatty acids for 2 months has no detrimental effect on glucose metabolism and could ameliorate the lipid profile in type 2 diabetic men. Diabetes Care, Vol. 21, May 1998, pp. 717-24

Fish oils and fiber benefit diabetics
CLEVELAND, OHIO. Patients with non-insulin-dependent diabetes mellitus (NIDDM) often suffer from abnormal lipid (fat) and lipoprotein metabolism resulting in unfavourable cholesterol levels and an accompanying increase in the risk of heart disease. Numerous studies have shown that fish oil supplementation lowers the levels of very-low-density-lipoprotein (VLDL) and triglycerides (triacylglycerol), but has little effect on the levels of low-density-lipoprotein (LDL) and total cholesterol. There has also been some reports that fish oil supplementation may worsen glycemic (glucose) control. Now medical researchers at the Case Western Reserve University report that adding soluble fiber to the fish oil supplementation regimen is highly beneficial. Their experiment involved 15 non-obese NIDDM patients (12 men and 3 women) aged 32 to 74 years. For the first four weeks the patients received 20 grams of fish oil per day (equivalent to six grams of n-3 fatty acids). During the next four weeks all patients received the fish oil plus 15 grams/day of soluble apple pectin. During the final four weeks both supplements were withdrawn. The patients continued their usual diabetic diet and medication during the entire study period. Analysis of blood samples showed that fish oil supplementation alone lowered the levels of triacylglycerol and VLDL cholesterol by 41 per cent and 36 per cent respectively. No changes were observed in total cholesterol, LDL cholesterol or HDL cholesterol. When apple pectin was added to the treatment triacylglycerol and VLDL cholesterol levels were both lowered by 38 per cent, but in addition total cholesterol levels decreased by 13 per cent and LDL cholesterol by 7 per cent. There was no significant change in HDL cholesterol level. Fasting and two-hour postprandial plasma glucose concentrations were not affected by the fish oil or fish oil/pectin supplementation and no changes in serum levels of zinc, magnesium, and copper were observed. Plasma levels of triglycerides and cholesterols returned to pre-treatment levels four weeks after discontinuation of supplementation. The researchers conclude that a combination of fish oil supplementation and increased fiber intake (up to 40 grams/day total) may be a beneficial addition to the conventional treatment of high cholesterol levels in NIDDM patients.
Sheehan, John P., et al. Effect of high fiber intake in fish oil-treated patients with non-insulin-dependent diabetes mellitus. American Journal of Clinical Nutrition, Vol. 66, November 1997, pp. 1183- 87

Diabetics may benefit from fish oil supplementation
NAPLES, ITALY. Animal studies have shown that fish oil supplementation has a beneficial effect on insulin resistance and can prevent its development in animals fed a high-fat diet. It is also known that a high fish intake can delay the development of diabetes in glucose-intolerant individuals. Researchers at the Federico II University recently set out to investigate if long-term supplementation with fish oils would improve insulin sensitivity in patients with non-insulin-dependent diabetes (NIDDM). The clinical trial involved 16 NIDDM patients (average age of 56 years) who, after a 3 week run-in period during which they received 3 olive oil capsules per day, were assigned to receive either fish oil capsules or olive oil capsules for a further 6-month period. For the first two months the participants received either 3 fish oil capsules daily (320 mg eicosapentaenoic acid [EPA] and 530 mg docosahexaenoic acid [DHA] per capsule) or 3 placebo capsules (each containing 1 gram of olive oil). During the last four months these dosages were reduced to 2 fish oil or 2 placebo capsules daily. The patients were evaluated at the beginning and end of the trial and maintained their usual diet and medications (except for cholesterol- lowering drugs) during the entire trial period.

The researchers concluded that fish oil supplementation induced a significant decrease in triglyceride concentrations particularly in the level of very-low-density lipoprotein (VLDL) triglycerides (a reduction of 45%). There was also a significant decrease in VLDL cholesterol levels (47% drop) and a 14% increase in LDL cholesterol. There was no significant change in blood glucose control and, contrary to expectations, no significant improvement in insulin resistance despite the fact that red blood cell levels of EPA and DHA increased significantly. The researchers conclude that long-term fish oil supplementation lowers triglyceride levels in NIDDM patients without adversely affecting blood glucose control. NOTE: This study was partially funded by Pharmacia, Farmitalia Carlo Erba, Milan, Italy.
Rivellese, Angela A., et al. Long-term effects of fish oil on insulin resistance and plasma lipoproteins in NIDDM patients with hypertriglyceridemia. Diabetes Care, Vol. 19, November 1996, pp. 1207-13

Diabetes and fish oil supplementation
EDMONTON, CANADA. Diabetics are at significantly increased risk for cardiovascular disease and any dietary intervention that could decrease this risk would be of great importance. Studies have shown that fish oil supplementation lowers triglycerides, very low density lipoprotein (VLDL) levels, and blood pressure in non-diabetic individuals and thereby diminishes their risk of heart disease. Unfortunately, some early experiments with fish oil supplementation in type II diabetics reported adverse effects on glycemic control and cholesterol levels.

Researchers at the University of Alberta have just released the results of a new study aimed at evaluating the overall effects of fish oil supplementation in type II diabetics. Eleven subjects with non-insulin- requiring type II diabetes took part in the randomized, double-blind, crossover study. All participants underwent a 3-month run-in period during which they supplemented with olive oil capsules (placebo). They were then randomized into two groups with one group supplementing with fish oil capsules (about 2.0 grams/day) and the other group supplementing with flax seed oil capsules. After 3 months the participants underwent a crossover to the alternative oil for a final 3 months of supplementation.

All study participants had acceptable blood levels of total cholesterol, triglycerides, high density lipoproteins, low density lipoproteins, and low density triglycerides prior to initiating supplementation with fish oil or flax seed oil. Supplementation did not change these levels except in the case of triglycerides which were markedly reduced after fish oil supplementation. Glycemic control was not adversely affected by supplementation with either oil and there was a trend towards decreased insulin sensitivity in the group taking fish oils. The researchers conclude that fish oil supplementation is safe in type II diabetes and can help ameliorate cardiovascular disease risk factors such as high triglyceride levels. They also conclude that flax seed oil supplementation, while having no adverse effects, is not of significant benefit in type II diabetes. NOTE: This study was partially funded by the Canadian Dairy Bureau.
McManus, Ruth M., et al. A comparison of the effects of n-3 fatty acids from linseed oil and fish oil in well-controlled type II diabetes. Diabetes Care, Vol. 19, May 1996, pp. 463-67

Fish oils recommended for diabetes and hypertension
TROMSO, NORWAY. Fish and fish oils help protect against the development of atherosclerosis and heart disease. It is believed that fish oils exert their protective effect by lowering blood pressure and the levels of triglycerides and very-low-density lipoprotein (VLDL). Fish oils are also believed to reduce platelet aggregation and to suppress the growth of smooth-muscle cells in the arterial walls. Many people with hypertension also suffer from diabetes and there has been concern that fish oil supplementation may aggravate problems with glucose intolerance. Researchers at the University of Tromso now report that fish oil supplementation lowers blood pressure significantly in people with hypertension and has no effect on glucose control even in people with mild diabetes. The study involved 78 obese volunteers with essential hypertension. The participants were randomly assigned to one of two equal-sized groups. The fish oil group received four fish oil capsules a day (containing a total of 3.4 grams of a mixture of eicosapentaenoic acid and docosahexaenoic acid) for a period of 16 weeks. The control group received four corn oil capsules a day.

At the end of the test period the average (mean) systolic blood pressure had dropped by 4.4 mm Hg and the diastolic pressure by 3.2 mm Hg in the fish oil group. The average blood pressure in the control group did not change. The researchers also found that plasma triglyceride and VLDL levels in the fish oil group decreased significantly (by about 9 per cent) while they increased significantly (by about 12 per cent) in the control group. There were no changes in total or low-density-lipoprotein levels in either group. Extensive tests (oral glucose tolerance, hyperglycemic and hyperinsulemic clamps) were done to evaluate the effect of fish oil supplementation on glucose control. No adverse effects were found. An editorial accompanying the research report concludes that fish or fish oil is useful in the prevention of vascular disease in diabetics. Patients with diabetes should eat fish two to three times a week or, as an alternative, supplement with two to three one gram capsules of fish oil per day.
Toft, Ingrid, et al. Effects of n-3 polyunsaturated fatty acids on glucose homeostasis and blood pressure in essential hypertension. Annals of Internal Medicine, Vol. 123, No. 12, December 15, 1995, pp. 911- 18
Connor, William E. Diabetes, fish oil, and vascular disease. Annals of Internal Medicine, Vol. 123, No. 12, December 15, 1995, pp. 950-52

Fish oil supplementation recommended for type II diabetics
DALLAS, TEXAS. High cholesterol and triglyceride levels are common among diabetics and are major contributors to their increased risk of cardiovascular disease. Researchers at the Texas Woman's University and the University of Texas Medical Center now report that fish oil supplementation can markedly decrease cholesterol and triglyceride levels without adversely affecting glycemic control.

Their study involved 40 patients with non-insulin-dependent diabetes mellitus (NIDDM) who had abnormally high blood plasma levels of one or more of the following lipids: total cholesterol (greater than 5.17 mmol/L), LDL cholesterol (greater than 3.36 mmol/L), or triglycerides (greater than 6.47 mmol/L). After a four-week baseline phase during which cholesterol levels, weight, blood pressure, and diabetes control were assessed every two weeks the participants were randomly assigned to one of four groups - daily dose of 9 grams of corn oil (57% linoleic acid), 18 grams of corn oil, 9 grams of fish oil (29% EPA and 27% DHA), and 18 grams of fish oil. All participants were assessed every two weeks during the 12- week supplementation period.

A significant reduction in the levels of very-low-density lipoproteins, triglycerides and very-low-density triglycerides was observed among the participants supplementing with fish oils at both the 6-week and 12-week mark. There were no significant differences in the effect of 9 grams/day versus 18 grams/day supplementation. The level of LDL cholesterol increased temporarily at the 6-week mark, but this effect was no longer present at the 12-week examination. Neither fish oil nor corn oil supplementation produced any significant changes (over baseline values) in total cholesterol levels, HDL cholesterol levels, fasting plasma glucose, weight or blood pressure. A small increase in VLDL cholesterol was noted in the corn oil group at the end of the experiment.

The researchers conclude that fish oil supplementation is useful in lowering triglycerides in diabetics with excessive levels and has no deleterious effect on glycemic control.
Morgan, Wanda A., et al. A comparison of fish oil or corn oil supplements in hyperlipidemic subjects with NIDDM. Diabetes Care, Vol. 18, January 1995, pp. 83-86

Additional References

Friedberg, C.E., et al. Fish oil and glycemic control in diabetes: a meta-analysis. Diabetes Care, Vol. 21, April 1998, pp. 494-500
Conclusion: Fish oils effectively lower triglyceride levels in diabetics, but may increase LDL levels slightly. Fasting glucose level may increase in NIDDM patients, but not in IDDM patients.
Goh, Y.K., et al. Effect of omega-3 fatty acid on plasma lipids, cholesterol and lipoprotein fatty acid content in NIDDM patients. Diabetologia, Vol. 40, January 1997, pp. 45-52
Conclusion: Modest, regular intake of fish will reduce plasma triglyceride level without affecting LDL or HDL cholesterol levels.
McVeigh, G.E., et al. Fish oil improves arterial compliance in non-insulin-dependent diabetes mellitus. Arterioscler Thromb, Vol. 14, September 1994, pp. 1425-29
Conclusion: Fish oil supplementation favourably influence arterial wall characteristics in diabetics.
Axelrod, L., et al. Effects of a small quantity of omega-3 fatty acids on cardiovascular risk factors in NIDDM: a randomized, prospective, double-blind, controlled study. Diabetes Care, Vol. 17, January 1994, pp. 37-44
Conclusion: Small quantities of omega-3 fatty acids or dietary fish are safe and potentially beneficial in NIDDM patients.
Kasim, S.E. Dietary marine oils and insulin action in type 2 diabetes. Annals of the New York Academy of Sciences, No. 683, June 14, 1993, pp. 250-57
Conclusion: Fish oil supplementation worsens glycemic control in diabetics, but this may be a transitory phenomenon.
Connor, W.E., et al. The hypotriglyceridemic effect of fish oil in adult-onset diabetes without adverse glucose control. Annals of the New York Academy of Sciences, No. 683, June 14, 1993, pp. 337- 40
Conclusion: Fish oil supplementation over a 6-month period was found safe for diabetic patients.
Pelikanova, T., et al. Metabolic effects of omega-3 fatty acids in type 2 (non-insulin-dependent) diabetic patients. Annals of the New York Academy of Sciences, No. 683, June 14, 1993, pp. 272-78
Conclusion: Fish oil supplementation caused no adverse effects in mildly obese NIDDM patients treated with oral hypoglycemic agents.
Boberg, M., et al. Supplementation with n-3 fatty acids reduces triglycerides but increases PAI-1 in non-insulin-dependent diabetes mellitus. Eur J Clin Invest, Vol. 22, October 1992, pp. 645- 50
Conclusion: Supplementation with fish oil caused a decline in levels of triglycerides and very low- density lipoprotein levels in diabetics.
Mori, T.A,, et al. Comparison of diets supplemented with fish oil or olive oil on plasma lipoproteins in insulin-dependent diabetics. Metabolism, Vol. 40, March 1991, pp. 241-46
Conclusion: Fish oil supplementation increases HDL levels in insulin-dependent diabetics.
Hendra, T.J., et al. Effects of fish oil supplements in NIDDM subjects: a controlled study. Diabetes Care, Vol. 13, August 1990, pp. 821-29
Conclusion: Fish oil supplementation decreases triglyceride levels in diabetics, but increases glucose levels at least in the short term.
Friday, K.E., et al. Elevated plasma glucose and lowered triglyceride levels from omega-3 fatty acid supplementation in type 2 diabetes. Diabetes Care, Vol. 12, April 1989, pp. 276-81
Conclusion: Fish oil supplementation reduces triglyceride and cholesterol levels, but increases glucose levels in diabetics.
Schectman, G., et al. Effect of fish oil concentrate on lipoprotein composition in NIDDM. Diabetes, Vol. 37, November 1988, pp. 1567-73
Conclusion: Fish oil supplementation lowers triglyceride and very low-density lipoprotein levels in diabetics.

OILOFPISCES.COM

INTERNATIONAL HEALTH NEWS

Copyright © 2004 by Hans R. Larsen
International Health News does not provide medical advice. Do not attempt self- diagnosis or self-medication based on our reports. Please consult your health-care provider if you wish to follow up on the information presented.

It's irritating listening to people who have health insurance state that everyone else should just go out and buy it. Not everyone can buy it if they wanted to. The problem is NOT INSURANCE! When will you people understand that it's absurd for a few days in a hospital to cost fifty or a hundred thousand dollars. Insurance is only a bandage for a growing health care crisis in our country.

Can't anyone remember when there were fewer regulations and lawsuits, a Doctor could practice medicine instead of having to spend so much time and money just to cover his backside. Hospitals are becoming monopolies run my massive "non-profits" that gouge patients two and three times what fair market value would be if there was still a fair market.

Golden Rule, $10,000 deductible family plan, 100% after copay,
$ 193 per month where I live. It will differ per state somewhat depending on state insurance requirements. Check it out. (And no, I don't get a commission for this, in case you're wondering !)

I wonder why the mother didn't sign her daughter up for the government contractor's health insurance after she was diagnosed?

By the time open season came around, she had already quit her job. The cancer was severe and they child was/is very ill. The mom was needed to shuffle her daughter back and forth to New York (on angel flights) Since she had never signed up, she wasn't eligible for COBRA, not that they could have afforded it either. I have no idea about pre-existing conditions, although I have to imagine it would have been a factor.

Yes, it was and is sad.

My wife's mother and mine. Mine (who carried every medical insurance police available) took 18 days in intensive care to die. The cost totaled about $88,000.

You hit the nail on the head! While the insured are paying this kind of money, the poor are on Medicaid. They (Uncle Sam) pay even more because nobody is watching the bills. Your tax money at work. Imagine the billions spent this way! We are all being fleeced and nobody knows because the insured don't know how much they are being charged and the poor don't care.

The bottom line is that there is no way to justify such unconscionable fees. It is not about the insurance

Why do so few of you see this?

LOL. Health insurance costs less per month the Cable TV and Cell phone payments.

Yeah, right. You have just lost all credibility

Couldn't agree with you more. Insurance just covers up the problem. A few years ago a cousin of mine had emergency abdominal surgery in the middle of the night, and went home the afternoon of the 2nd day. Her total bill - doctor, hospital, drugs, etc - from the hospital was $ 56,000. Absolutely amazing - probably costs double that today. She complained quite voiciferously to the hospital and they told her that because she had insurance, her fees were paying for some costs for the people who don't have insurance who still get service at this hospital. Unbelievable.

Insurance just covers up the problem.

Where are the great Republican minds figuring out how to solve this? I am serious. I would like to hear a rational discussion of how to lower health care costs from someone who was not afraid of whose oxes he gored.

Seems Bush's only idea is to promote medical savings accounts, which overlooks the fact that a person can only save so much, and medical crises often can tap that out in the first few days of treatment. You can save and save and save, but if the cost is too astronomical, you can never save enough. He needs to the extraordinary inflation of medical costs, if for no other reason than his Medicare Reform will soon be too expensive for the world's richest country to afford.

Get the government out of the healthcare business - no medicaid, no medicare, no state insurance regulations on mandatory coverage. Secondly, tax all people equally for health insurance - if their employer pays it, they should be taxed on it the same as they are for ordinary income, like people without employer-paid insurance do.

Change the laws so there is no recovery of "pain and suffering" or "punitive awards", only recovery of medical expenses and living costs if disabled by the doctor's incompetence. Put common sense back into the prenatal care and birthing of babies - there really can be bad outcomes for good people.

Maybe when the costs are known to all people, we will stop using health care indiscriminately. Make people pay cash to the doctors, and submit their own claim forms to the insurance company. We'll stop going to the emergency room for the common cold. Doctors won't need to wait 2-3 months for insurance reimbursement and won't need to pay several people per office to process their insurance forms, thus cutting a lot of costs.

Quote: Hey! Do have any suggestions about what to do with a 20 year old type 1 diabetic??

Marie, I presume your questions relates on how to obtain coverage. Most individual plans will decline people with diabetes. If your child is on your plan as a dependent they can usually stay on your group plan if they are a full time student to age 23 or 25 depending on what state you reside.

If the day comes when they have to come off make sure your child goes onto a cobra individidual plan or some Hipaa continuation plan. I know it's expensive but having coverage is critical with somone with diabetes. Under federal law if somone has more than a 62 day lapse of coverage they will have a 12 month pre-existing condition clause with their new health insurance. This is the general rule. Some states have better guidelines and some insurance group plans are more generous.

The situation right now with health insurance is very bad. Not just high premiums but pre-ex problems etc.

Everything I have been reading says if the states or fed gov't do somthing as a first move about health care it will be for people in your childs case.
Feel free to privately email if you have specific questions. I'll help you out as best I can.
Dave

"Can't anyone remember when there were fewer regulations and lawsuits, a Doctor could practice medicine instead of having to spend so much time and money just to cover his backside..."

Oh I can. I worked in a teaching hospital long ago. I wouldn't be so quick to jump on the hospitals though. You might want to start with Medicare, you know, that government subsidized health policy that started all the escalation. The next you might want to cite is lawyers. The third is the fact that people have been trained to run to the doctor for every single, little thing.

And yes, there was health insurance in the 30s, 40s, and 50s.