[MRadtke]

The law does not require an ex-employee to be allowed to roll their pension over. I worked at a company for almost 15 years when they closed down and I had to start over at another company. I have tried to roll my own pension over without success. Not something that happens to everyone, however I have been through this and that is why I am aware of the issue.

[Conspiracy Guy]

Company closed versus termination = two different issue in most states. In Alabama a vested employee who is terminated (theft would probably be an issue) from a business that stays in business, gets to take over their pension account.