Somebody got a finger off someone who isn't around to complain and placed it in the chili. Now, the only place that I know of that has an abundance of unwanted fingers laying around that nobody is going to miss would be a crematorium or a mortuary. I suspect this lady has some connection to someone who is in the business.
Now that this lady is alleging to be entitled to millions for her anxiety, I say we need to follow the money. If we do that, it most likely leads right to the lady making the claim.
I say we strap her to a lie detector or maybe let Jack Bauer work on her for a few hours.
I once bit into a gizzard at a KFC (yes there are people who eat those things....and liver, too...quit smiling!) -- anyway, it had not been cleaned.
I ended up with a mouth full of feathers and other unmentionable things that were inside that gizzard.
Too bad I didn't have you as a lawyer at the time. I took it up to the lady at the counter. She apologized....I gave up eating for the rest of the day.
It was a truly gross experience.
Now I hear they owe me money. :>)