I've seen some but I don't know if I trust it or not. It said 20% of cases would be forced into chapter 13. But it affects everyone who has above the state's median income and median income is usually lower than average income.
I did a search on bankruptcy and the internet looks dramatically different than it did a couple of years ago. The credit card companies appear to have set up several sites that rewrite the country's history. And make it sound like bankruptcy didn't hardly ever occur before 1970.
But I had researched this before, and knew the country put strong laws in place. Thomas Jefferson filed bankruptcy twice before being elected president.
I heard an unverified statistic that over 90% of chapter 7's are "no asset" cases. If that number is accurate, I wonder how many "No Asset" cases are making higher than median income at the time?