I am done working against the bill (I did my patriotic duty to tell my Senators about the merits and why its bad for America). I am moving on to exploiting the bill for my benefit.
Additionally, if this could serve as some kind of consolation to you, I believe I have figured out a way to siphon off a significant portion of the five year payment stream by the debtor that would go to MBNA et al under the new bill to me. No matter what under the new law the debtor will have to make that payment stream to someone, it might as well be me.
If you figure out how to expoit it for gain, let me know. I want to be in on it.