What's your field?
I am a voice teacher/singer, getting an MM ... I want to teach studio voice in college (my ideal situation)... I am however, planning to take the Praxis exams to teach music in high school.. you get a nice differntial if you have a master's... but I really want to teach college level students... but I found the grim reality is that wheras my type of position only required a master's 20 years ago, today is is a PhD or DMA... and then you can barely get 43 grand a year. I could make more in public schools (barf, but maybe necessary).... job security unless you get tenure is non-existent (VERY Difficult without doctorate; tenure track positions watn ABD candidates or even DMA's arready, very few accept a MM candidate)... call me stupid and naiive but if I had realized how this was going to go I really would have done something else with the lates 50 grand I spent (in student loans that I will be paying back until I am 63!!!)