[Dysfunctional]

Well, so far I could live without any SS myself.

But the rub is this: what about those who lost their portfolio's in the Clinton Stock market ".com" scam.

Can they save enough from scratch in the next 20 years to live with virtually no SS. I don't think so. With all the downsizing, outsourcing... I mean, can you build up a big nest egg on minimum wages at Wal-Mart.

That is the problem.

I don't see anybody coming out with those answers. Surely, the stupid Dems do not see a golden opportunity to address the good paying job issues when they talk about savings etc.

[Torie]

If you are not a rich geezer, the safety net is there, no matter how "at fault" you are about misjudgments or profligacy in your salad years. But most rich geezers, or near geezers, got there by means other than being dumb about assuming impudent risk or indulging spendthrift habits.