Actually - it IS a CALIFORNIA thing. And your reference to election troubles- California doesn't have such big election problems because the LIberals are firmly in charge of most of the state. The roaches are everywhere....
Now, on to this story. This is a CALIFORNIA case, brought in LIBERAL CALIFORNIA courts. This case (not to defend BofA in any way) is about people writing hot checks. The courts are TOTALLY wrong for this ruling. These folks were writing hot checks - the bank is entitled to it's fees, which are CLEARLY spelled out in all documents pertaining to the account (and signed when the account was opened).
Now, if this had been a case of the bank not crediting the auto deposit on the day received in an attempt to cause overdrafts - that would be different. That is NOT the case here.