Posted on 12/31/2004 12:34:53 PM PST by Grey Ghost II
I have NO sympathy for BofA. I have a charge account thru them, and it took me a few months to realize that by clicking for payment to be made on the "due date" at its site, I was subjecting myself to a $39 late fee ... because, you see, if my "due date" fell on a day the bank was closed, like a Saturday, my payment was late. Seems to me that if their payments had to be made to coincide with bank hours, they could at least set the "due date" on a bank business day. But no, that way they wouldn't collect all those $39 fees.
This is a ridicoulous ruling. If the customer bounced a check, apparently there wasn't any Social Security money in the account.
Thanks for your reply..........there was an earlier post just like this......Calif is an awesome state except for the coastel politics....just cause something happens here has no bearing necessarily cause it is California. If no like gay marriages and that idiot mayor Newsome in SF, then go ahead, destroy him but it is not "California" per se that if you look at pure numbers in the millions there are still 15 million (not sure of correct figure) conservatives and more out here......more than the pop of most other states......
No business could possibly operate without assuming that the majority if its customers had a minimum of common sense.
Viacom?
Neither do I. Neither did my parents. Growing up, I can still remember my mother going on about the travesties of Bank of America. My fathers California business banked only with Security First National Bank and the later Security Pacific. They were the family's banking choices. Too bad BoA bought out Security Pacific in the late '80's. Now BoA and Well's Fargo fight over the lowest place in the banking gutter.
"No business could possibly operate without assuming that the majority if its customers had a minimum of common sense."
I assume you're kidding. Many business operate on the assumption that their customers have no sense at all. Used car dealers, most stockbrokers, and every "health food" store, are just examples.
"A Bank of America spokeswomen Shirley did not immediately return calls seeking comment."
And don't call her, surely!
Well .. my mom has a B of A account and she didn't bounce any checks.
She only gets SS and when she moved in with me we were changing accounts around and THE BANK allowed a check to be put through the old account even though it was already closed. They charged her an overdraft fee.
I hope this goes through - she deserves to have her money back - as well as the $1000 for all the trouble we had to go through to try to straighten it out .. we never got the overdraft fee back.
Idiotic ruling.
Just out of curiosity, do you reside in the US? If so, would you like to say which state?
I mean, come on, who is responsible for not spending more than there is in the account.
No! We wrote a check against the new account and they applied it to the CLOSED ACCOUNT.
"who is responsible" ....???
Oh man, my bad. Apologies.
Also they should really consider renaming it to 'Bank of India' with the way they're offshoring in droves.
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