[1Old Pro]

What the government should do is greatly reduce (and eliminate some) taxes on savings and investment vehicles.

That's an incentive IMHO :)

[Phantom Lord]

That's an incentive IMHO :)

Yes, but in regardes to a "government incentive" I see it as meaning "do this and we will provide this" or in the case that is far to common, "do this or we won't do this."