Problem is, I have no idea how file management works, where things are located, how to install programs, what to do when something goes wrong, etc., etc. I need a tutor; just don't have the energy to take on another OS at this point. And then there's the loss of apps which are central to my computing, like dedicated financial apps, bible prog, etc.. Don't see how the deal can fly for me; critical mass not yet reached.
If you choose Xandros, you can use Cross-Over Office to keep certain Windows aps on Linux. Or if you have Windows 98 you can run it on top of Linux with Netraverse's Win4Lin so you get the best of both worlds. Your choice.
Don't expect any sympathy from the Linux community. In my experience, Linux gurus seem to think that anyone who doesn't just instinctively know how to administer it, is a luser worthy only of abuse, scorn and derision.