take that money and move to Buffalo where $500,000 will buy you a mansion.
or buy a GREAT house for $100,000 and retire on the rest of the money.
this is not the frozen tundra- we have 4 perfect and distinct seasons that last exactly 3 months each and then you are ready to move onto the next.
BUFFALO? You're kidding, right? I went to school in Albany...so...NO THANK YOU!!! Going to a luxury Condo on the Colorado river in Arizona. Buying a jet ski and sailing into the sunset!!!
Buffalo... Grew up about 20 miles south of there. Great place to live and, you're right, the seasons ARE perfect. Live in California now and get so homesick in the fall and winter.