Most excellent point. Thanks.
How is that a good point? Since it won't strictly benefit the initial generation upon its inception, it's a bad idea? I can imagine a similar argument being made during the planning of Social Security.
Think Tank Jackass #1: "Why don't we put money into individual accounts. That way young people are forced to save for their futures!"
Think Tank Jackass #2: "But that won't benefit the elderly RIGHT NOW! How about the younger generations always pay for the older generations in a neverending spiral of debt?"
Think Tank Jackass #1: "Brilliant!"