You're just reading what you want to read into it. The quote clearly states that ONLY 5% REACHES THE SURFACE of the Earth. That is what is relevant here; that is, how much light is deflected OR absorbed. It doesn't matter how, just that it is. Lasers will encounter the same problem.
If the solar cell were 100% efficient and only 5% of the suns energy hit the ground you would get about 69 watts per square meter...
With a 13% efficient solar cell you'd get about 9 watts of electricity for every square meter of cells.
On top of that, solar cells don't convert long wave heat energy into electricity. Which is what would be predominant if the atmosphere absorbed 95% of the sun's radiation and then the atmosphere re-radiated that absorbed energy as heat.
Are you purposely debating this knowing otherwise just to get a response???
If so, I've unhappily wasted a large part of my day responding to you...