These are entirely two very different wavelength bands. The sun's energy incident upon the earth IS NOT absorbed 95%! Here is a good link to confirm what both of these bands of energy do in the atmosphere. Incendent Energy from the sun and it re-radiation
--Boot Hill
Hey, whoa, whoa, that's not MY link. Wrong guy.
Dude, the Earth is not flat. I don't know how else to tell you something that is so publicly well established. I've quoted the Atlas and I'm not lying. Don't know what else to say about a hard fact.
BTW, this doesn't even include the percentage of incident radiation REFLECTED off the atmosphere. So, the total reflection and absorption of light must be VERY close to 100%. This makes sense considering the fact that a space suit in LEO gets INCREDIBLY hot when in the sun. I'll look that number up tomorrow, but for now, it's bedtime for bonzo.