[longtermmemmory]

one million anutiy for 20 years OR

acccept 1/2 in a lump sum and pay the taxes all at once.

[Neanderthal]

"one million anutiy for 20 years OR

acccept 1/2 in a lump sum and pay the taxes all at once."

I just ran the numbers. They're charging 8% interest. You've got to be a fool to take the lump sum calculated at their interest rate. At 5% interest he would get 63% of the million instead of half.