[Lurking Libertarian]

Quote: "[The lenders] don't care. They just want their money."

That's why they're called lenders, not Givers.

[rintense]

Part of the problem, too, I believe are misleading stories from real estate brokers who falsely lead buyers to believe they can afford more than what they really can- and use the low interest rates as their crutch.

I thank God that I had good friends and family to give me terrific advice when buying my house. My agent tried to get me to max out my allowable income on a home, but I said no way, and found a houses I loved and was far below what I was told I could afford.

Of course, I have very little sympathy for anyone who doesn't know they must pay property taxes when they own a home. There is a lot of blame to pass around here...