[JasonC]

Do you owe S.V. a V.V., M?

[JasonC]

Or equally, Do you own S.V. a V., V.M.?

S.V. and either V.V. or V.M. may simply be initials of people.

Do you own Vivian Vivaldi a fiver, Victor Morgan? - for example...

Not exactly the holy grail is it? lol. But one must consider all the pedestrian possibilities first.