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I hope you are kidding. Because how ever much money you withdraw from the bank is not anyone's business. The Feds have said if someone does withdraw 10k or over they are to be notified. And now the feds say well if you withdraw 9900 we want to know also. Where will it stop.

Good point. The way the law was originally written (1970, thank you President Nixon's war on drugs), banks had to report cash deposits and withdrawals over $10,000 to the Government. Courts generally held that it was not illegal to take out $6,000 on Monday and $5,000 on Tuesday to avoid the reports, so, in 1986 (thank you, President Reagan) the statute was amended to make it illegal to "structure" a transaction in order to avoid the reporting requirement. In 1994, the U.S. Supreme Court held (Ratzlaf v. United States, opinion by Justice Ruth Bader Ginsburg) that you were not guilty of "structuring" unless you knew that structuring was illegal; the law was immediately amended (thank you, President Bush) to make it illegal to "structure" even if you didn't know it was illegal to do so.

Each of these laws, incidentally, was justified by the need to detect drug dealers.

In 1994, the U.S. Supreme Court held (Ratzlaf v. United States, opinion by Justice Ruth Bader Ginsburg) that you were not guilty of "structuring" unless you knew that structuring was illegal; the law was immediately amended (thank you, President Bush) to make it illegal to "structure" even if you didn't know it was illegal to do so.

You might want to double-check who was president in 1994.