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"I have heard that the houses in Scripps region started at $one million price."

Wouldn't surprise me if they were in the $500,000 and up range, but I doubt that all of them were million-dollar houses. But I'm more worried about the other areas of San Diego and San Bernardino county which have burned. I understand eight homes were lost in Santee; that area is relatively low-budget. Lots of homes were lost in Ramona, and other points in that region; same thing. The area of SB county that had the most homes damaged was anything /but/ a millionaire drive. And then, there's always the Simi fire, which was (and still is, I think) threatening a mobile home park...

These are the people who don't have the money to rebuild, nor the resources to easily relocate. These people, I'm worried about. I worry about the other people, too, don't get me wrong... but I worry more about the everyday folks who have lost everything they've spent their life building up.

Alot of the owners of the million dollar homes have spent a lifetime getting to that point. However they were graced by God to have that kind of wealth, they still earned it.
I don't know where you live, but a million dollar home in some areas of So Cal today is not so strange, and the average price of a home in the Bay Area is way up there, also.