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search (sûrch)
v. searched, search·ing, search·es
v. tr.
To make a thorough examination of; look over carefully in order to find something; explore.
To make a careful examination or investigation of; probe: search one's conscience for the right solution to the problem.
Law. To make a thorough check of (a legal document); scrutinize: search a title.
To examine in order to find something lost or concealed.
To examine the person or personal effects of in order to find something lost or concealed.
To come to know; learn.
v. intr.
To conduct a thorough investigation; seek: were searching for clues.

n.
An act of searching.
Law. The exercise of right of search.

Idiom

How is it NOT a search? Are they not looking for something, in this case, evidence of a cash transaction in excess of $10K?

Why don't you want to just write a check? This is the law, maybe it shouldn't be the law....that is not the question. If you want to challenge the law in court...go buy something for $10,000 in cash and refuse to give your name. Then tell me how it works out. Personally I believe you and I could do this all day and you are never going to see any viewpoint other than the one you started with....so please enjoy your opinion and have a nice day...:)