Yeah, I sure can. I've worked in public and private sector and I have to agree with you 100%.
I've met a lot of people who don't want to start a business because of the government regulations and paperwork. They end up becoming 'contractors' and take cash jobs.
Once at a private company, I got chewed on unofficially by upper management because I hired a black woman I had gone to school with. They let it be known that they didn't want to be open to any lawsuits. Seem they had prior experience with a 'quota filler' type in the past.
Oh my, now I've gone and done it. I'm sure that the FBI is going to cease all current investigations and come after me for revealing that I've had conversations with people who work under the table and dealings with managers who didn't want to get burned in a bogus discrimination suit.