[mikenola]

One thing I've noticed living here in the Deep South now, is how many people use checks for their everyday purchases, compared to up north. I mean every bank gives you a debit card when you open account, why not use it?

Seems to me that people are "playing the float", meaning that the store is giving you *free credit* for a few days. I've noticed you'll see more checks on fridays etc.

If you're worried about getting cash back, use your debit card. Although it varies, walmart typically gives $60-$100 back. Free ATM!

[Lessismore]

Seems to me that people are "playing the float", meaning that the store is giving you *free credit* for a few days.

Checks clear in one day in most cases. Banks like nothing better than to ding the check writer's account $25 for the bounced check charge. Normally the check will be redeposited by the collecting bank and clear later. But it doesn't help your credit rating.

[eddie willers]

One thing I've noticed living here in the Deep South now, is how many people use checks for their everyday purchases,

We'uns just hankering to show off that we larnt how to rite.

[wimpycat]

I use my debit card quite alot. I only write checks to pay bills these days.