To: r9etb
When I got life insurance, they asked me if I or anyone in my house smoked. Why?
To: RedBloodedAmerican
They asked you if anyone smoked because they have bought the whole ETS thing. They never asked that 20 years ago and with all their resources and actuarial charts they would have seen a relationship to illness and ETS at that time.
49 posted on
10/17/2003 10:49:19 AM PDT by
Mears
To: RedBloodedAmerican
"When I got life insurance, they asked me if I or anyone in my house smoked. Why?"
Because the government has given them a great excuse to charge more for a specific group of people.
53 posted on
10/17/2003 10:52:51 AM PDT by
CSM
(Congrats to Flurry and LE!)
To: RedBloodedAmerican
When I got life insurance, they asked me if I or anyone in my house smoked. Why? You'd have to ask their actuaries. I'd say it's because their statistics show that smokers, and relatives of smokers, die sooner, so they need to charge more.
57 posted on
10/17/2003 11:00:16 AM PDT by
r9etb
To: RedBloodedAmerican
When I got life insurance, they asked me if I or anyone in my house smoked. Why?
Follow the money. Blackbird.
To: RedBloodedAmerican
Bandwagon.
To: RedBloodedAmerican
When I got life insurance, they asked me if I or anyone in my house smoked. Why?For the same reason they asked me if I had firearms in my house. A bogus excuse to increase the cost of my insurance. I then decided I didn't need life insurance and instead chose to invest in a mutual fund that didn't ask me if I smoked or had firearms.......
FWIW, the top 4 insurance companies in this country don't even list firearms among the top 25 dangers in a household.......
168 posted on
10/17/2003 3:30:02 PM PDT by
Hot Tabasco
( 30 years of dealing with stupid people and I still don't have the right to just shoot them...)
To: RedBloodedAmerican
When I got life insurance, they asked me if I or anyone in my house smoked. Why? Becase they are using bogus science to increase your insurance rates......
177 posted on
10/17/2003 3:52:26 PM PDT by
Legerdemain
(Gotta go fly off and find Dorothy.....what the witch is dead? I am free)
To: RedBloodedAmerican
When I got life insurance, they asked me if I or anyone in my house smoked. Why? I would conjecture that non-smoking adults who live with smokers are more likely to become smokers than non-smoking adults who do not live with smokers.
188 posted on
10/17/2003 4:24:32 PM PDT by
supercat
(Why is it that the more "gun safety" laws are passed, the less safe my guns seem?)
To: RedBloodedAmerican
When I got life insurance, they asked me if I or anyone in my house smoked. Why?Because if you smoke, they can demand higher primiums, as always, follow the money.
252 posted on
10/18/2003 5:05:26 PM PDT by
Great Dane
(You can smoke just about everywhere in Denmark.)
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