My theory is that the Clintons sold their souls to the devil and they were protected, but like a lot of deals, everyone around them loses.
Yes, Gore would have finished Clinton's second term and still be eligible for two full terms of his own, for a total of almost 10 years in the White House.
On the other hand, if the Conservatives would have reelected Bush in '92, the Clintons would be back in Arkansas and all this would be moot.