What? All these millions and millions of jobs lost in the last three decades are not really gone? < /sarcasm >
Maybe, just maybe, some jobs get created along the way, and not reported to the doom and gloomers? Otherwise there would be NO JOBS left.
I don't for a minute think that industry hasn't shed some/many jobs. But what you aren't seeing is the churning at the other end---the small shops doing the outsourcing/freelance/contractual stuff that are adding workers here and there. More important, we constantly overlook the number of NEW BUSINESS startups via entrepreneurs who are fed up with working for other people who can lay them off.
For example, Glenn Hubbard and William Gentry have a new paper on "entrepreneurship and household saving," showing that, to cut out all the "economese," households that have businesses own a substantial share of household wealth and income, and that they save almost universally in an undiversified manner---i.e., all their money goes into their businesses. Finally, they show that entrepreneurs save at even higher rates than everyone else. This is just one of many papers on how businesses are started (usually by internal funding, savings, etc., not loans) and how they grow (pretty well). There are plenty more studies out there like this.