[FITZ]

1. Create something to replace it. 2. Work a 2nd job to afford it. 3. Do without it.

4. Buy it with a credit card. That's another thing --- we've got huge consumer debt that isn't healthy. Or maybe you think it is. How much of our huge trade deficits are actually part of our huge debt?

[PGalt]

4. I have credit card debt that I am paying down. I know first hand that it is not a good idea, but am on track to be plastic debt free next year this time. The recent expansion of credit is unprecedented in human history. We can all pass on the perils to our children and grandchildren.