[John Beresford Tipton]

" could someone explain to me how a person can load a virus program on his/her own computer to send to others without getting infected by the same program?"

Yes, they go to a pond in Maryland, and hold their computer underwater while they load the virus, but don't tell anyone I told you.

[Graybeard58]

Yes, they go to a pond in Maryland, and hold---

It was difficult for me to ask that question because the answer is very likely obvious to those who are in the know.
I admitted my ignorance from the start and knew also that that opened me to ridicule, so I am not surprised or too disappointed to get it.
Thanks for ALL answers to my question, I continue to learn from everyone.