When a person is taking a mortgage, in your opinion, that person should or should not consider prevailing tax laws, expected income, savings, expenses, etc?
And a follow up--should that person, if they choose to consider such things, use rosy forecasts or conservative ones?
2) conservative ones.
I did not get the take you did (i.e. the guy was a "loser") from the information presented in the article.
And $77K is not that much money any more. Which was my point.