[JNB]

If you have to ask the question "Who is being helped by the re-fi boom", then you have no business debating on threads about the economy.

To make a long story short, ref-fis have almost single handedly given consumers the fuel to keep on spending at close to full blast in the last 2 years, and reduce their credit card debts, and with a steady downturn in rates from Fall of 2000 to last month, consumers have been able to re-fi multiple times.

[norwaypinesavage]

"ref-fis have almost single handedly given consumers the fuel to keep on spending at close to full blast in the last 2 years"
Dream on.