[JNB]

Do you have any evidence to support your claim? Do you anything about economics? Lots of support on the role Re-Fis have been in the economy for the last 2 years, yet your replay is "Dream On". Word of advice, get beyond Limbaugh and the WSJ editorial page.

[norwaypinesavage]

"ref-fis have almost single handedly given consumers the fuel to keep on spending at close to full blast in the last 2 years"
You write this, and then you ask me if I know anything about economics? Do the math, the benefits of refinancing mortgages are but a tiny portion of the economic picture. You better study all of the economy before you accuse others of ingorance. There is more to economics than gold.